Understanding Employer Options for 2015 health coverage made easy by local company

West Des Moines, Iowa -Since the launch of the Health Insurance Marketplace on October 1, 2013, employers have been met with a series of delays, lack of information as well as confusion regarding Marketplace products and Medicaid Expansion. New options exist now for employers to potentially save thousands while helping their employees get covered and avoid penalties.

Most people do not realize exactly what the penalties are and won't realize them until after the second enrollment period during tax season when it will be too late to enroll for 2015 and the penalty increases. The deadline to enroll is FEBRUARY 15, 2015. (SEE attached infographic explaining penalties)

Focus OneSource is currently working with both small and large employers to educate and better understand their options in the Health Insurance Marketplace and/or enrollment outside of the Health Insurance Marketplace.

Topics include :

·                  the range of options available with a group health plan and individual health insurance;

·                  the impact of health care reform on individual coverage;

·                  potential subsidies available to individuals and/or employers;

·                  new laws and income tax implications under health care reform;

·                  answers to any questions or concerns regarding the new statewide and

national approach to health insurance.

"With the ever-changing landscape of the health insurance industry, employers owe it to themselves and their employees to understand all the options.  The ACA employer responsibility provision takes effect starting in 2015, so it is important that employers evaluate these options to know what will best suit them and their employees," Michael Teachout, Vice President of Focus OneSource.

For more from Focus OneSource, go to focusonesource.com or call (515)369-7550.

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