DES MOINES, IOWA (April 9, 2025) — The Iowa Finance Authority (IFA) recently announced that Hills Bank and Trust Company in Kalona has been named the Top Beginning Farmer Lending Institution of 2024 and Daniel Kuboushek, lender at Citizens Savings Bank in Spillville, has been named Beginning Farmer Loan Officer of the Year. The awards recognize the lending institution and loan officer who assisted the most individuals through the Beginning Farmer Loan Program in 2024.