"Men who destroyed their own companies and plunged the world into financial crisis walked away from the wreckage with their fortunes intact." - Inside Job

The Academy Award-winning documentary Inside Job, directed by Charles Ferguson, is now out on DVD. The film, narrated by Matt Damon, documents the origins of the financial meltdown that defined the end of George W. Bush's second term, and the fallout that is defining Barack Obama's presidency.

Inside Job is well-crafted, pulls no punches, and is a must-rent DVD for anyone who wants to understand in layman's terms who and what caused the financial "Armageddon" that continues to plague global and domestic markets. Most importantly, Inside Job showcases how nothing has changed - and it's about to happen all over again if we don't wise up.

I am Lillian Voss, and I am 94 years old. I have lived at 4336 South Concord Street in Davenport for nearly 60 years. My house was built above the 100-year flood plain. We experienced all the major flooding along the Mississippi River these past years. My late husband, who died in 1994, fought very hard against the tactics of the Corps of Engineers regarding the water levels of the Mississippi River. With this new threat of major flooding and after reading the article in the Quad-City Times titled "River's High Level Is a Natural One", I feel I must come forward and again try to expose the tactics of the Corps of Engineers.

Do you realize the Corps of Engineers holds back the water on the Mississippi to artificially raise the river level to nine feet so that the barge traffic can operate efficiently? In holding back this water and not allowing it to escape, the river level is not far from the flood stage when the spring thawing begins in the upper Mississippi valley. This high level of water on the Mississippi makes the flooding in the spring considerably worse. Each spring when a flood is predicted along the Mississippi, I have a friend call the Corps of Engineers to ask them to fully open the dams to allow the water to flow freely and naturally. Each time I would ask, they would claim it would not make any difference if they did open the dams. Anyone could see that if you open the dams and allow the water to escape down the river, the water level would drastically drop. This would allow a cushion for drainage for the water coming down the river as the snow melts and the rains fall.

A big question on a lot of Statehouse minds right now is: Why would Senate President John Cullerton all of a sudden decide to string out his members yet again on a dollar-a-pack cigarette tax hike when he surely knows that the House will kill it for the umpteenth time?

Cullerton wants to raise money from the cigarette tax so he can kill off the controversial law legalizing video gaming in taverns, clubs, and truck stops. Video-gaming proceeds are supposed to subsidize part of the state's massive capital-construction plan, but the video-gaming program hasn't got off the ground after two years of preparations because the Illinois Gaming Board is taking its time to develop strict standards.

Part of the answer is that Cullerton loves the cigarette-tax-hike idea in and of itself. The man just downright loathes cigarettes and believes that raising the tax would cause people to stop smoking and prevent kids from starting.

But when the four legislative leaders sit down to cut a deal, they're supposed to stick to that deal unless the other leaders go along. The capital plan was just such an agreement. Breaking a pact like that is just not done. Ever.

I beg your indulgence here. I think most of us would agree that something is deeply wrong with the economy and American governance in these times. For most, the problems are too big to tackle, let alone contemplate for very long. Generally speaking, today's activists, whether liberal or conservative, are likely to have had a personal experience that motivates their "getting involved," or they have been recruited - some for pay.

The percentage of those involved for personal reasons, compared to those actually being paid for some form of civic activism, is dismally small. And that is one of the core problems in these times. Our grandparents and great-grandparents would be shocked to see the utter lack of civic participation that defines our era. Such participation was part of their daily lives back in the day. Town squares, city halls, and county seats - all were bustling places of communication and influence by regular citizens, resulting in politicians who took the voters far more seriously.

So what is the price of civic laziness? Look around. For the first time in the history of our country, our generation is financially worse off than our parents, and our children will be worse off than us. Furthermore, our liberties are being increasingly eroded by legislation that the average American knows nothing about, which essentially means laws and policies are systematically being enacted without our consent.